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  • The KonMari Method: Helping You Prep Your House For Sale | Simplifying The Market

    The KonMari Method: Helping You Prep Your House For Sale

    One of the biggest challenges sellers face when listing their house is decluttering. Cleaning out some of the more personal decorating choices allows buyers to imagine themselves living in the house.
  • One More Time... You Do Not Need 20% Down to Buy a Home | Simplifying The Market

    One More Time… You Do Not Need 20% Down to Buy a Home

    The largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have leftover for savings each month after paying expenses.
  • Why It Makes No Sense to Wait for Spring To Sell | Simplifying The Market

    Why It Makes No Sense to Wait for Spring to Sell

    The price of any item (including residential real estate) is determined by the theory of ‘supply and demand.’ If many people are looking to buy an item and the supply of that item is limited, the price of that item increases.
2019 Will Be a Great Year for Buyers AND Sellers | Simplifying the Market

2019 Will Be a Great Year for Buyers AND Sellers

Tuesday February 19th, 2019Sunday February 17th, 2019 simplify 5 Comments

Many homeowners believe that rising interest rates and home prices have scared away buyers and therefore have not listed their houses for sale. However, the truth is that buyers who were unable to find a home last year are out in force, and there are even more coming!

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Millionaire To Millennials: Don’t Get Stuck Renting A Home… Buy One! | Simplifying The Market

Millionaire To Millennials: Don’t Get Stuck Renting A Home… Buy One!

Monday February 18th, 2019Wednesday February 13th, 2019 simplify 9 Comments

In a CNBC article, self-made millionaire David Bach explained that: “The biggest mistake millennials are making is not buying their first home.” He goes on to say that, “If you want to build real financial security, real wealth for your lifetime, then you need to buy a home.” (more…)

Where Did Americans Move in 2018? [INFOGRAPHIC]

Friday February 15th, 2019Friday February 15th, 2019 simplify 7 Comments

Where Did Americans Move in 2018? [INFOGRAPHIC] | Simplifying The Market

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First Comes Love… Then Comes Mortgage? Couples Lead the Way | Simplifying The Market

First Comes Love… Then Comes Mortgage? Couples Lead the Way

Thursday February 14th, 2019Thursday February 14th, 2019 simplify 8 Comments

According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2018 at 54% of all buyers. It is no surprise that buying a home is more attainable with two incomes to save for down payments and contribute to monthly housing costs.

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Why Homeownership Matters Now More Than Ever | Simplifying The Market

Why Homeownership Matters Now More Than Ever

Wednesday February 13th, 2019Tuesday February 12th, 2019 simplify 7 Comments

Study after study shows that no matter what generation Americans belong to, the vast majority believe that homeownership is an important part of their American Dream. The benefits of homeownership can be broken into two main categories: financial and non-financial (often referred to as emotional or social reasons.)
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How To List Your Home for the Best Price

Tuesday February 12th, 2019Monday February 11th, 2019 simplify 7 Comments

If your plan for 2019 includes selling your home, you will want to pay attention to where experts believe home values are headed. According to the latest Home Price Index from CoreLogic, home prices increased by 4.7% over the course of 2018. (more…)

Thinking of Selling Your House? This is a Perfect Time!

Monday February 11th, 2019Monday February 11th, 2019 simplify 9 Comments

It is common knowledge that a great number of homes sell during the spring buying season. For that reason, many homeowners hold off putting their homes on the market until then. The question is whether or not that is a good strategy this year. (more…)

5 Reasons to Love Hiring A Real Estate Pro [INFOGRAPHIC]

Friday February 8th, 2019Wednesday February 6th, 2019 simplify 6 Comments

5 Reasons to Love Hiring A Real Estate Pro [INFOGRAPHIC] | Simplifying The Market (more…)

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Larry A. Zech, C.L.A. & C.M.P.S

Larry A. Zech,
C.L.A. & C.M.P.S
Mortgage Loan Planner-Originator
Certified Liability Advisor (CLA) & Mortgage Planning Specialist (CMPS)
P.O. Box 12001
San Luis Obispo, CA
(805) 781-8500
A vast amount of Larry's career has been devoted to assisting over 2500 families obtain and retain their portion of the American Dream of home ownership. "There is much more to consider when selecting a loan than just payment & interest rate. The loan utilized, should not be considered a commodity, but rather, a powerful financial instrument, that when properly selected, will facilitate; increased liquidity and safety, optimized monthly cash-flow, and maximized tax-deductible considerations."
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The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Larry A. Zech, C.L.A. & C.M.P.S and Keeping Current Matters, Inc. do not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Larry A. Zech, C.L.A. & C.M.P.S and Keeping Current Matters, Inc. will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.
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