Buying Myths

Owning a Home Is Still More Affordable Than Renting One | Simplifying The Market

Owning a Home Is Still More Affordable Than Renting One

KCM Crew 4 Comments

If spending more time at home over the past year is making you really think hard about buying a home instead of renting one, you’re not alone. You may be wondering, however, if the dollars and cents add up in your favor as home prices continue to rise. According to the experts, in many cases, it’s still more affordable to buy a home than rent one. Here’s why. (more…)

Should I Wait for Lower Mortgage Interest Rates? | Simplifying The Market

Should I Wait for Lower Mortgage Interest Rates?

KCM Crew 7 Comments

Historically low mortgage rates are a big motivator for homebuyers right now. In 2020 alone, rates hit new record-lows 16 times, and the trend continued into the early part of this year. Many hopeful homebuyers are now wondering if they should put their plans on hold and wait for the lowest rates imaginable. However, the reality is, acting sooner rather than later may be the actual win if you’re ready to buy a home. (more…)

The Do’s and Don’ts after Applying for a Mortgage | Simplifying The Market

The Do’s and Don’ts after Applying for a Mortgage

KCM Crew 7 Comments

Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You’re undoubtedly excited about the opportunity to decorate your new place, but before you make any large purchases, move your money around, or make any major life changes, consult your lender – someone who is qualified to tell you how your financial decisions may impact your home loan. (more…)