Real Estate with Hazel Rosete

What It Means To Be in a Sellers’ Market

If you’ve given even a casual thought to selling your house in the near future, this is the time to really think seriously about making a move. Here’s why this season is the ultimate sellers’ market and the optimal time to make sure your house is available for buyers who are looking for homes to […]

What Credit Score Do You Need for a Mortgage?

According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently, many are concerned over whether or not their credit score is strong enough to qualify for a mortgage. While stricter lending standards could be a challenge for […]

6 Simple Graphs Proving This Is Nothing Like Last Time

Last March, many involved in the residential housing industry feared the market would be crushed under the pressure of a once-in-a-lifetime pandemic. Instead, real estate had one of its best years ever. Home sales and prices were both up substantially over the year before. 2020 was so strong that many now fear the market’s exuberance […]

Credit Score Requirements LOWER As Interest Rates CREEP UP! [INFOGRAPHIC]

Friday September 18th, 2015Thursday September 17th, 2015 simplify 5 Comments

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Fannie Mae Introduces Home Purchase Sentiment Index

Thursday September 17th, 2015Wednesday September 16th, 2015 simplify 6 Comments

Earlier this month, Fannie Mae’s Economic & Strategic Research Group announced the launch of their Home Purchase Sentiment Index (HPSI). The index will distill results from Fannie Mae’s consumer-focused National Housing Survey into a single, monthly, predictive indicator. According to Doug Duncan, Senior Vice President and Chief Economist at Fannie Mae, the goal for the new index is simple:

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The Cost of Waiting to Buy a Home

Wednesday September 16th, 2015Tuesday September 15th, 2015 simplify 12 Comments

The National Association of Realtors (NAR) recently released their July edition of the Housing Affordability Index. The index measures whether or not a typical family earns enough income to qualify for a mortgage loan on a typical home at the national level based on the most recent price and income data.

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Why You Should Stop Renting & Buy Today!

Tuesday September 15th, 2015Monday September 14th, 2015 simplify 8 Comments

There are many young people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home.

Housing Cost & Net Worth

Whether you rent or buy, you have a monthly housing cost.

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Over 23% Thinking of Selling. Why the Hesitation?

Monday September 14th, 2015Friday September 11th, 2015 simplify 5 Comments

Last month, the National Association of Realtors (NAR) reported that housing inventory was down 4.7% from the same time last year and that the month’s inventory of homes for sale stood at 4.8 – far below the six months necessary for a normal housing market. Why is there such a shortage of inventory?

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Economic Impact of Every Home Sold [INFOGRAPHIC]

Friday September 11th, 2015Thursday September 10th, 2015 simplify 8 Comments

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Thinking of Buying a Home? Ask Yourself These 3 Questions!

Thursday September 10th, 2015Wednesday September 9th, 2015 simplify 8 Comments

If you are debating purchasing a home right now, you are surely getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is currently happening in real estate.

Let’s look at whether or not now is actually a good time for you to buy a home. (more…)

Most Experts Agree: There is No Housing Bubble

Wednesday September 9th, 2015Tuesday September 8th, 2015 simplify 8 Comments

There is no doubt that home prices in the vast majority of housing markets across the country are continuing to increase on a month over month basis. The following map (based on data from the latest CoreLogic pricing report) reveals the appreciation level by state:

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